In case you qualify for Medicare, you might be able to use it to offset the cost of your addiction treatment and rehabilitation services. However, it is essential to understand how the program works.
There are different forms of coverage available under Medicare, if you are planning to seek help for a substance abuse and addiction problem or mental health disorder. These plans include:
Part A: This provides coverage for inpatient care and hospitalization at hospitals or rehabilitation centers
Part B: This offers coverage for the outpatient services that you receive, including for substance abuse and addiction and other behavioral health care services that you may need
Part C: This part offers coverage for everything else that is included in Parts B and A, as well as others like the prescription drugs that you may need in the course of your addiction treatment
Part D: Part D provides coverage for the prescription medications that might be required to help you overcome your substance abuse and addiction
Medigap: This offers coverage for the expenses that are linked to your original Medicare plan, including but not limited to coinsurance, copayments, and deductibles
Also known as hospital insurance, Medicare Part A will cover all hospitalization and inpatient services that you will need in the course of your addiction treatment, the services that you will receive, as well as any drugs that might be required to help you attain recovery.
Also known as medical insurance, Medicare Part B will cover all mental health counseling services offered on an outpatient basis, screenings for alcohol abuse, and other intensive outpatient treatment programs that you need to overcome your substance abuse and addiction.
It is essential that you ensure that you are eligible for Medicare before you apply for it - especially if you are planning to use it to offset the cost of the addiction treatment and rehabilitation services that you are going to need.